5 months ago

What You Need To Know About Your FHA Loan

Learn more about FHA Rates McAllen TX here...

Going through the home mortgage process can be tricky and fraught with a lot of obstacles. Keep reading because you will need to know how to prepare yourself to get approved for a mortgage if you are looking for a home and don't know where to begin. Read on for valuable home mortgage tips.

Find out your credit score, before trying to get a mortgage approval. Mortgage lenders can deny a loan when the borrower has a low credit score caused by late payments and other negative credit history. If your credit score is too low to qualify for a mortgage loan, clean up your credit, fix any inaccuracies and make all your payments on time. <

7 months ago

Lecturer in Finance - Times Higher Education (THE)

Lecturer in Finance

School of Economics, Finance and Management

Salary :36,001 - 40,523 per annum (grade J) to 41,709 - 46,925 (grade K) per annum

Full time

Open ended contract staff

Job number: ACAD102347

The Department of Accounting and Finance - part of the University of Bristol School of Economics, Finance and Management - invites applications for the position of Lecturer (Assistant Professor) in Finance. This is a permanent position, subject to review (tenure track).

Applications are sought from candidates with research interests in any field of finance. Successful applicants will have a strong research background with clear potential to publish their research in leading international journals. They should also have an aptitude to teach finance to the highest standards at both undergraduate and postgraduate levels. Generous teaching allowances are available to allow early career researchers to establish and develop their research portfolio.

The University of Bristol holds an excellent position as a centre for research and teaching and attracts international faculty and students at all levels. Bristol is one of the most attractive and lively cities in the UK. It is within easy reach of London and has many European flight connections.

The Department of Accounting and Finance has excellent resources and invests heavily in research. It provides generous research budgets, has access to state-of-the art financial databases and regularly attracts international speakers as part of its active research seminar series. Further information on the Department of Accounting and Finance is available at http://www.bristol.ac.uk/accounting.

The closing date for applications is midnight on Sunday 22nd January. It is expected that interviews will be held in late February 2017. The proposed start date is the 1st September 2017.

To discuss the role, please contact Professor Mark Clatworthy (telephone Val Harvey on (+44 (0) 117 33 10511 or +44 (0) 117 39 41504) or email Mark.Clatworthy@bristol.ac.uk.

The University of Bristol is committed to equality and we value the diversity of our staff and students.

To apply, please click on the Apply button to be redirected to our website, enter the vacancy number into the job search and follow the link to the online application process.

The closing date for applications is 22 January 2017.

12 months ago

Stocks Hold at Highs in Low-Volume Start to July - TheStreet.com

Stocks held onto highs on Friday in a quieter, low-volume session ahead of the Independence Day long weekend.

The S&P 500 had traded just 143 million shares by late morning Friday, a fraction of the three-month daily average of 641 million shares.

The S&P 500was up 0.44%, theDow Jones Industrial Averagerose0.35%, and theNasdaqadded0.74%.

It will likely be a choppy and erratic session with low activity heading into the Independence Day long weekend.

"We're likely going to see some skeleton crews on Wall Street as many usually take long holiday weekends to enjoy the summer around holidays," said James Stanley, currency analyst at DailyFX. "This is relevant for traders because this could mean lower levels of liquidity."

Manufacturing activity in the U.S. continued to recoverin Junefrom a rough start to the year as the headwinds of a stronger U.S. dollar and weaker global demand began to ease. The ISM Manufacturing Index rose to 53.2 in June from 51.3. Analysts expected a reading of 51.5.

A separate read on the manufacturing activity showed June levels at their best in three months. The Markit's U.S. PMI Manufacturing Index increased to 51.3 in June from 50.7.

Construction spending fell in May, according to the Census Bureau. The measure declined 0.8%, a surprisingreading that conflicted with estimates of a 0.6% increase. Residential spending was flat from April's reading, while nonresidential spending declined 1.3%.

It's been a wild week for stocks. Wall Street began the week in sharp decline after the shock of Friday's pro-Brexit vote, before snapping into recovery mode. Stocks recovered from the Brexit selloff on hopes of increased monetary stimulus from the world's central banks. Bank of England Governor Mark Carney fueled those hopes on Thursday when he noted that the central bank would likely need to implement further easing.


1 year ago

ArcelorMittal US lands up to $1 bln in financing - MarketWatch

LONDON-- ArcelorMittal MT, -2.29% said Monday its U.S. unit has agreed to secure up to $1 billion in financing for its U.S. operations as it seeks to restructure the downstream assets of its operations there.

The steel giant, the world's largest by output, last month agreed to sell two of its U.S. steel operations to Black Diamond Capital Management for an undisclosed sum and earlier in the year raised $3 billion via a rights issue to pay down debt as it grapples with anemic steel prices stemming in part from excessive global steel supply.

The Luxembourg-based steelmaker said its U.S. unit agreed to a new, five-year senior secured asset-based revolving credit facility of up to $1 billion, which is expected to close in the second quarter of 2016.

This facility will be secured via inventory and certain other working capital and related assets at ArcelorMittal USA and will be used for the unit's general corporate purposes.

ArcelorMittal said it does not intend to pursue additional secured financing beyond this single asset-based facility.

Total secured debt at the end of December was $625 million, or 3.2% of the total gross debt, and was made up primarily of capital leases.

-Write to Alex MacDonald at alex.macdonald@wsj.com

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